We’ll work with you to give you advice on how to structure your finances tax efficiently, make the most of your annual tax allowances and reliefs, pass on an inheritance and reduce an Inheritance Tax bill.

Also, by using simple accounts like ISAs, taking advantage of your Capital Gains Tax allowance year on year and setting up tax-advantaged investments, we can help you to make the most of the available allowances when it comes to your retirement.

After all, the more tax you pay, the harder your investment needs to work to achieve the same returns.

Inheritance tax and estate planning

Your values and beliefs should dictate how your wealth is passed on, but estate planning isn’t just about passing on money when you die – it’s also about enjoying life now and ensuring you have enough to live on.

That’s why it’s so important to start planning early and we can show you how much money you’ll need, help you to pass on assets in the most effective way, and work with you to reduce or manage your Inheritance Tax liability.

We can also help you:

Estate planning can be complex and involves some difficult and emotional decisions, but it can also save you a lot of tax, and taking action early means that more of your money goes to your beneficiaries.
There are also many ways to reduce, manage or eliminate an inheritance tax bill through gifts, using other assets to provide retirement income, using life insurance, and using tax efficient investments to benefit from business relief.

We can also talk to you about passing on your pension as it can play a big role when it comes to estate planning and making gifts in trusts.

Tax and Estate planning is not regulated by the Financial Conduct Authority.

It’s always been really good working with Colin, our Adviser. He’s patient, understanding, flexible and overall gives a justified impression of total competence. Really importantly, he understands that people need time to reflect on the big decisions in their lives.

Kevin and Trish Sebbage, Magus clients since 2002

Get in touch with us today – it all starts with a conversation.

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The value of investments can fall as well as rise. You may get back less than you originally invested.

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